When it comes to financial planning, insurance acts as your first line of defense. It safeguards your health, income, and family’s future.
But one common question arises — should you buy term insurance or health insurance first?
Let’s understand both:
🔹 Term Insurance
A term plan is a pure protection policy that provides financial support to your family in case of the policyholder’s unfortunate demise. It offers high coverage at an affordable premium — making it a must-have for anyone with dependents or liabilities.
Why it matters:
Affordable premiums with significant coverage
Protects your family’s financial future
Ideal if you have dependents, loans, or long-term responsibilities
🔹 Health Insurance
A health insurance policy helps cover hospitalization and medical expenses, reducing the financial stress caused by illness or emergencies.
Why it matters:
Protects against rising medical costs
Offers cashless hospitalization benefits
Provides financial security for you and your family
✅ What Should You Buy First?
If you’re beginning your financial journey, health insurance usually comes first — it protects you from immediate medical expenses and emergencies. Once that’s secured, term insurance helps safeguard your family’s long-term financial well-being.
💡 Pro Tip: Premiums are generally lower when you’re young and healthy, so starting early ensures better coverage at a lower cost.
At Wethonic, we act as insurance distributors, helping you compare and choose policies suited to your life stage and financial goals — under IRDAI guidelines.
💡 Pro Tip: Don’t wait for the “right time.” Premiums are lowest when you’re young and healthy.
Let Wethonic help you choose the right plan for your life stage.
📞 Call: +91 7737 96 0291
🌐 Visit: www.wethonic.com
Secure today. Safeguard tomorrow.
